October 3rd, 2005:

September was a great month, it was nice to get back to a regular schedule. This month I have been doing some refinancing on my mortgage in order to pay off my second mortgage. Because my personal residence has gone up so much in the last year, I decided to get an appraisal done, and then refinance to get rid of my second mortgage. The best thing about this is, my payments are less, and I no longer have a second mortgage! My businesses are also going very well, and I'm paying down my credit lines very fast. I am toying with the idea of purchasing a fixer upper and turning it into my next project shortly. I hope to be doing this before spring!